We've been practicing and running private rehabilitation clinics that provide the following services
since 2008. In our many years of experience as a senior clinical therapists and administrator for the physiotherapy and rehab company that we run, over the years, we have learnt a little more about how patients who have personal accident insurance plan or other forms of insurance may be able to claim their physiotherapy, hand therapy and other rehab sessions with us.
Some programs that you can consider:
To guide you, what we often ask patients to either check with their insurer, insurance agent or their company human resource (HR) department to check for their individual and corporate insurance/medical coverage on the following:
First, we need to understand and know what is covered?
eg are you covered for any specific type of therapy eg physiotherapy, occupational therapy etc
How much is covered? (this is often termed as "quantum" of coverage)
This refers to the quantum and actual amount in dollars of coverage, and some companies indicate X amount to unlimited amount per financial year
What/Is there a the process to get covered?
Different companies and insurance providers have different processes.
Usually it's a 2-step process of
Note: we are a registered physiotherapy, occupational therapy, podiatry, chiropractic, clinical pilates with Singapore Allied Health Professions Council (AHPC) and TCM Board (both are regulated by Singapore's Ministry Of Health MOH) - so far, we have not experienced any rejections by insurance companies at all for any receipts from our clinics (rejection only happens if/when patients insurance coverage is limited/exceeded).
If you're not sure what/how to proceed, please contact us and we'll be more than happy to assist you - talk soon!